HDFC warns me, OMG I AM SCARED!!!
by Maneel on June 6th, 2009
Around a month ago, when I was still in Pune, I got to know that HDFC Bank in Mukherji Nagar told my parents that they were accepting a deposit for the last time and I will have to personally meet them to resolve the issue. The ‘issue’ ? Well, I’ve a large number of transactions.
So when I came to Delhi, I went to meet the bank manager. Apparently, he didn’t know he is no one to tell me how much I should withdraw at a time. It’s my wish if I want to withdraw 10,000 at one go or I withdraw 200 Rs. 50 times, isn’t it ? But, what I get from the bank manager is “Sir, your account is one of the few we’ve shortlisted and you have an large number of transaction. Please reduce your number of transactions and it’ll benifit both of us”. Perhaps he thought I was a college going idiot so I’ll say Yes Uncle, I’ll withdraw once in 6 months now, but I couldn’t stop myself from asking him if it was a rule made by RBI or HDFC.
And his reply made me laugh at what they call customer service. Apparently, if you use an ATM of another bank, the bank has to pay some charge. To cost-cut this cost, he had ’shortlisted’ my account, because I generally withdraw from whichever ATM is in sight. A couple of months ago, a friend’s account in HDFC was BLOCKED for similar reasons.
So, the point is HDFC (and maybe other banks too) are playing with the low awareness of people, so if your bank manager ‘reprimands’ you, tell him in his face this is NOT a rule, and the bank has no control over the number of transactions you make, nor do they have a right to restrict it.
P.S. I wonder what these banks do with the more-vulnerable credit card holders.
Upgrade
by Maneel on June 6th, 2009
The blog has been upgraded to 2.7.1
Refilling Ink Cartridges
by Maneel on June 5th, 2009
Refilling ink cartridges is a good way to save money because the cost of buying branded inkjet cartridges has raided sharply in recent years. You can purchase bottles of printer ink from a number of specialist ink cartridge retailers which usually come in kits complete with syringes and instructions on how to refill different brands of cartridges including Epson printer ink cartridges. You can pick up a refill kit for under £10 and it will contain enough ink to refill your cartridge numerous times. It may sound strange but the worst time to refill ink cartridge is when they are empty. The reason for this is that when empty the sponge inside the cartridge dries out and therefore blocks the new ink from coming through when the cartridge is refilled. The best time to refill is when the cartridge is half empty which limits the chances of the sponge drying out. You also need to be careful not to get ink on your hands when you are refilling printer cartridges as it can take weeks to remove it completely. The refill kit should include a pair of gloves to wear while handling the ink. If you don’t like the sound of refilling your own ink cartridges but still want to save money there is an alterative and that is – compatible ink cartridges. These are ink cartridges manufactured by third party companies and because they don’t carry the branded name they don’t carry the heavy price tag either. A set of compatible inks for an Epson SX405 costs up to 75% less than the genuine Epson inks.
Comments
by Maneel on June 4th, 2009
I finally enabled Akismet and deleted over 2000 comments. (Some of the legit comments could have been deleted). So now if you guys post comments, I’ll indeed take time out to approve them.
Updates
by Maneel on May 23rd, 2009
1. Delhi Daredevils Lost. But India shall win. Thrash thy opponents in London.
2. I am in Delhi for semester end break, a third of my vacations is already over watching movies, sleeping and doing nothing.
3. IPL final tomorrow, I want RCB to win (Reason ? I have been to Bangalore but never seen Hyderabad, silly ? Who cares.).
4. This domain expires in a week, have to get it renewed (and pay my phone bill as well, so a strain on my resources).
5. Got a PERFECT screen guard for my PSP, I can keep it anywhere now.
6. My career is going somewhere, if nowhere. I have spent the past year doing something, if nothing like all college going people (where college != IIT).
7. My accounts teacher thinks I am good at it, I think I stand a very good chance of flunking.
8. When I go back, there will be 100 new faces in the college, and 100 old ones would be missing.
9. WHY did Congress win the elections ?
10. Even if (9) had to happen, why is Manmohan SIngh our prime minister ? Why can’t someone young (read: Rahul Gandhi) be the PM ?